Major Risks to Family Wealth

Will your accumulated assets be threatened by them?   All too often, family wealth fails to last. One generation builds a business – or even a fortune – and it is lost in ensuing decades. Why does it happen, again and again?   Often, families fall prey to serious money blunders. Classic mistakes are made; […]

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Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings?   “What is your greatest retirement fear?” If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 61% of investors surveyed for a 2018 AIG retirement study ranked outliving their […]

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Where Will Your Retirement Money Come From?

Retirement income may come from a variety of sources.    For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources:   Social Security. Social Security is the government-administered retirement income program. Workers become eligible after paying Social Security taxes for 10 years. Benefits are […]

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Gradual Retirement

Not everyone retires the same way – or at the same pace.   Are you in a hurry to retire? Not everyone is rushing to that particular finish line. According to the 2018 retirement survey from the Transamerica Center for Retirement Studies, which gauges the outlook of American workers, 56% of those who describe themselves […]

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Long-Term Investing Truths

Key lessons for retirement savers.   You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others, you glean along the way.     First and foremost, you learn to shut out much of the “noise.” News outlets take the […]

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The Investment Risk You May Not Know About

What can you do to allay this risk?                        Knowledgeable investors are aware that investing in the capital markets presents any number of risks – interest-rate risk, company risk, and market risk. Risk is an inseparable companion to the potential for long-term growth. Some of the investment risks we face can be mitigated through […]

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A Retirement Fact Sheet

Some specifics about the “second act.”     Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. […]

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Tolerate the Turbulence

Look beyond this moment and stay focused on your long-term objectives.     Volatility will always be around on Wall Street, and as you invest for the long term, you must learn to tolerate it. Rocky moments, fortunately, are not the norm.    Since the end of World War II, there have been dozens of […]

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