Bad Money Habits to Break

Behaviors worth changing.   Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior.   #1: Lending money to family & friends. You may know […]

Read More

Monthly Economic Update

THE MONTH IN BRIEF – February 2019 During a month marked by political impasses in the United States and United Kingdom, equities performed well around most of the world. On Wall Street, the S&P 500 advanced 7.87% in January, with a new earnings season as well as trade and monetary policy developments providing tailwinds. Most […]

Read More

Monthly Economic Update

THE MONTH IN BRIEF – January 2019 December 2018 will be remembered for its volatility and its challenges. The S&P 500 flirted with bear market territory, dropping 10.16% for the month. Appetite for risk declined here and abroad in the face of tariffs, concerns about the Federal Reserve raising interest rates too quickly, a federal government shutdown, and […]

Read More

A Retirement Fact Sheet

Some specifics about the “second act.”     Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. […]

Read More

Monthly Economic Update

THE MONTH IN BRIEF – December 2018 For most of November, the stock market was plagued by the same skepticism evident in October: the sense that corporate profits were declining and economic growth was slowing. Then Federal Reserve chairman Jerome Powell threw investors a line: he delivered a speech late in the month that soothed […]

Read More

Tolerate the Turbulence

Look beyond this moment and stay focused on your long-term objectives.     Volatility will always be around on Wall Street, and as you invest for the long term, you must learn to tolerate it. Rocky moments, fortunately, are not the norm.    Since the end of World War II, there have been dozens of […]

Read More

Monthly Economic Update

THE MONTH IN BRIEF – November 2018 October certainly lived up to its reputation for volatility. The S&P 500 suffered its second correction of the year as investors wondered if they were seeing early signs of the peak of the current business cycle, absorbing news of moderating corporate earnings, while also considering the potential impact […]

Read More

Your Diversified Portfolio vs. the S&P 500

How global returns and proper diversification are affecting overall returns.     “Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter.   The short answer is that while the U.S. equities […]

Read More

Investing Means Tolerating Some Risk

That truth must always be recognized.   When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place.   All true. If you want to accumulate significant retirement savings […]

Read More