A Retirement Fact Sheet

Some specifics about the “second act.”     Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. […]

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Monthly Economic Update

THE MONTH IN BRIEF – December 2018 For most of November, the stock market was plagued by the same skepticism evident in October: the sense that corporate profits were declining and economic growth was slowing. Then Federal Reserve chairman Jerome Powell threw investors a line: he delivered a speech late in the month that soothed […]

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Tolerate the Turbulence

Look beyond this moment and stay focused on your long-term objectives.     Volatility will always be around on Wall Street, and as you invest for the long term, you must learn to tolerate it. Rocky moments, fortunately, are not the norm.    Since the end of World War II, there have been dozens of […]

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Monthly Economic Update

THE MONTH IN BRIEF – November 2018 October certainly lived up to its reputation for volatility. The S&P 500 suffered its second correction of the year as investors wondered if they were seeing early signs of the peak of the current business cycle, absorbing news of moderating corporate earnings, while also considering the potential impact […]

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Your Diversified Portfolio vs. the S&P 500

How global returns and proper diversification are affecting overall returns.     “Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter.   The short answer is that while the U.S. equities […]

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Investing Means Tolerating Some Risk

That truth must always be recognized.   When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place.   All true. If you want to accumulate significant retirement savings […]

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Monthly Economic Update

THE MONTH IN BRIEF – September 2018 Wall Street had much to celebrate in August. The S&P 500 and Nasdaq Composite both reached historic heights, with the Nasdaq crossing two 1,000-point milestones in a calendar year for the first time since 1999. The current bull market became the longest on record. U.S. stock exchanges outperformed […]

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Why Do People Put Off Saving for Retirement?

A lack of money is but one answer.   Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin?   Nearly everyone can save something. Even small cash savings may be the start of something big if they are invested wisely.       Sometimes, the […]

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The Snowball Effect

Save and invest, year after year, to put the full power of compounding on your side.   Have you been saving for retirement for a decade or more? In the foreseeable future, something terrific is likely to happen with your IRA or your workplace retirement plan account. At some point, its yearly earnings should begin to […]

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